Terms of Use
Welcome to the website of Stone Peak Insurance ("Stone Peak Insurance," "we," "our," or "us"). By accessing or using stonepeakinsurance.com (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use this Site.
1. Use of the Site
You agree to use the Site only for lawful purposes related to exploring personal and commercial insurance options. You agree not to:
- Use the Site in any way that violates applicable federal, state, or local laws or regulations.
- Submit false, fraudulent, or misleading information through any quote or contact form.
- Attempt to interfere with the proper functioning, security, or network infrastructure of the Site.
- Use automated scripts, bots, scrapers, or data mining tools without our prior written consent.
2. Informational Content & No Legal Advice
The content on this Site, including all guides, summaries, FAQ answers, and service descriptions, is provided for general informational purposes only. It does not constitute legal, tax, accounting, or professional insurance advice. You should consult directly with a qualified insurance agent or legal professional regarding your specific circumstances.
3. No Guarantee of Coverage or Claim Outcomes
Nothing on this Site constitutes an offer of insurance coverage, a binder of insurance, or a guarantee that any insurer will accept an application or issue a policy. Eligibility for insurance coverage is determined solely by the underwriting insurance companies according to their filed guidelines and state insurance laws.
4. No Guarantee of Quotes or Pricing
Any preliminary rate estimates, quote indications, or premium projections provided are non-binding estimates based on preliminary information. Final premium pricing is determined by underwriting insurers following complete application submission, motor vehicle and loss history verification, and formal policy rating.
5. Intellectual Property Rights
All text, graphics, logos, emblems, icons, designs, and compilation of content on this Site are the property of Stone Peak Insurance or its content suppliers and are protected by United States and international copyright, trademark, and intellectual property laws. Unauthorized reproduction, modification, or distribution is prohibited.
6. Third-Party Services and Links
This Site may contain links to external third-party websites or services (e.g., mapping services, state regulatory entities). We do not control or endorse the content, policies, or practices of those external sites and disclaim all liability arising from your use of them.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Stone Peak Insurance, its owners, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of your access to, use of, or inability to use this Site, or any reliance placed on information contained herein.
8. User Submissions & Communications
By submitting an inquiry or quote request through this Site, you confirm that all information provided is accurate and that you are authorized to submit such information. You agree that Stone Peak Insurance may contact you regarding your inquiry using the contact details provided, subject to our Privacy Policy.
9. Modifications to Terms
We reserve the right to revise and update these Terms of Use at any time. All changes are effective immediately upon posting. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.
10. Contact Us
For questions or comments regarding these Terms of Use, please contact us at:
Stone Peak Insurance3384 N Michigan Rd
Dimondale, MI 48821
Email: info@stonepeakinsurance.com